Stop juggling factsheets,
spreadsheets and switching calculators.
One standardised dataset of UK MPS strategies feeds the comparison chart, the calculation engines, the meeting pack and the audit trail. One platform for the whole due-diligence workflow, so a Tuesday-morning client review takes minutes, not an afternoon.
or email enquiries@mpscompare.co.uk
The visuals on this page are simplified previews built to illustrate each feature. The tools in the product are more detailed and interactive, and run on live data. What you see here is a representative snapshot, not the full surface. Firm names, people, dates and reference identifiers shown in the previews are fictional sample data; the engine and document versions stamped on them are the real versions in force.
Research & browse
Find what you need. Search and filter every UK MPS strategy we hold a current snapshot for, drill into any portfolio, read about the firm running it, and trace every figure back to a dated provider snapshot.
Browse every UK MPS strategy
One table, every strategy we hold a current snapshot for. Sort on any of: Risk, YTD, 1yr Return, 3yr Return, 5yr Return, Yield, Total Fee, AUM. The sort indicator at the top of the table tells you what you're sorted by; the lowest Total Fee in the visible set is flagged in green.
Filter sidebar: provider, type (Active / Passive / Blended), risk band 1–10, fee range. Every row carries a one-click Watchlist add and a deep link into Comparison.
| Provider / Portfolio | Type | Risk | YTD | 1yr | 3yr | 5yr | Yield | Total Fee | AUM |
|---|---|---|---|---|---|---|---|---|---|
| Alpha Balanced Active Alpha DFM | Active | 5/10 | +4.2% | +8.6% | +5.1% | +6.7% | 1.8% | 0.85% | £820m |
| Bravo Balanced Blended Bravo DFM | Blended | 6/10 | +3.6% | +7.2% | +4.4% | +4.9% | 1.6% | 0.72% | £1.4bn |
| Charlie Balanced Passive Charlie DFM | Passive | 5/10 | +3.1% | +6.4% | +3.8% | +4.2% | 1.9% | 0.50% | £3.1bn |
| Delta Balanced Active Delta DFM | Active | 5/10 | +2.8% | +5.7% | +3.5% | +4.5% | 2.0% | 0.78% | £560m |
Per-portfolio detail page
Four headline cards at the top: Risk Rating (X / 10), 3yr Return (annualised), Total Annual Fee, AUM. Underneath, three side-by-side panels: asset allocation, a net-of-fee return chart, and a periodic return chart with YTD / 1yr / 3yr / 5yr cards.
Discrete annual returns broken into six 12-month buckets (0–12m through 60–72m). Top 10 holdings in a numbered 2-column grid sorted by weight. Portfolio characteristics (number of holdings, active share, annualised volatility, historical yield) show “—” where a figure isn't available, never a made-up placeholder. Direct link to the provider factsheet.
Provider directory
A grid of every MPS provider we hold data for. Each card shows: provider name, type, portfolio count in our dataset, average fee across their range, average 3yr return, year established, and AUM where the provider publishes it.
Useful as the first cut before opening any single portfolio. No league tables, no editorial scoring: providers stand on their own numbers.
Analysis tools
Seven calculation tools driven by one shared engine, so the maths stays consistent everywhere, plus an AI layer that explains the figures. Every result can be reproduced exactly from its inputs and the versions behind it.
Side-by-side performance comparison
Up to four portfolios on one chart, plotted as cumulative return in percent, the same way a factsheet presents performance, so the numbers reconcile with what the provider publishes. Choose the time window, overlay your firm benchmark, and toggle net-of-fees.
The line is drawn from each strategy's actual reported returns, with no synthetic smoothing to flatter the picture. Below the chart sits the full data table (fees, returns over every horizon, risk and size) plus a one-click PDF that's logged the moment it's produced.
Fee Impact
A look back, not a forecast. It shows the real cost drag a client has actually carried over a 1, 3 or 5-year window, using the returns and charges that genuinely applied. The total brings together the fund charge, the provider's management fee and, if you want, your adviser fee, compounded the way the regulator's own projection standard does it, not simply added up.
A comparison against strategies in the same risk band shows where the portfolio sits among its peers. Every export carries the FCA's required fee-disclosure wording word for word, and is logged automatically.
| Portfolio | OCF | DFM | Total Fee | Fee paid · 5yr | Net final |
|---|---|---|---|---|---|
| Charlie Balanced Passive | 0.40% | 0.10% | 0.50% | £7,820 | £298,430 |
| Bravo Balanced Blended | 0.55% | 0.17% | 0.72% | £11,240 | £295,010 |
| Alpha Balanced Active | 0.70% | 0.15% | 0.85% | £13,260 | £292,990 |
Growth Projector
Three forward scenarios, Conservative, Moderate and Optimistic, built from the strategy's own track record: its historical return and how much it has swung around that average. Add a goal line and the tool shows the chance of falling short, using a transparent statistical model rather than a black-box simulation.
Set the starting pot, the monthly contribution, the time horizon and the target. Each scenario is drawn as its own clearly-labelled line, so a client can see the full spread of outcomes at a glance.
Switching Analysis
Stay or switch? The tool runs both paths side by side over your chosen horizon, each with its own range of outcomes, and marks the point where switching pulls ahead once the cost of moving is taken into account.
Break-even is reported to the nearest part-month, not rounded up to the next whole year, so the answer is precise enough to stand behind. It factors in the difference in wrapper charges, the one-off cost of transitioning, and (where relevant) an optional capital-gains-tax estimate.
Income & Drawdown
Drawdown in retirement, plotted against the client's age rather than years-from-now, so they can read it directly. The range of possible outcomes widens across the horizon, built on the same modelling that powers the Growth projector.
The headline number is the probability of running out by a chosen age. We lead with the risk, not the rosy case, because that's the honest way to frame it and the way compliance teams expect to see it.
Holdings Overlap
For any two portfolios, it works out how much of what they hold is actually the same. The largest holdings sit side by side, with a column showing the difference in weighting for each name and a note on how much of each portfolio those top names represent.
It's the quick sense-check on blended construction: two strategies that both lean heavily on the same global index aren't really diversifying a client, however different they look on the cover.
Risk Analytics
The diagnostic layer behind a strategy's headline return. Put up to four strategies side by side and compare how much they swing (volatility), how far they've fallen in bad spells (drawdown), how their returns are distributed, and how closely they move together. Headline cards summarise volatility, downside risk and the worst peak-to-trough fall for each.
Everything is measured over a period you choose. When a strategy's volatility looks like an outlier next to its same-risk-band peers, the tool flags it, and it does that without ever exposing the rest of the market's underlying data, so the comparison is fair but nobody else's figures are laid bare. Every export is logged.
| A | B | C | |
|---|---|---|---|
| A | 1.00 | 0.92 | 0.78 |
| B | 0.92 | 1.00 | 0.84 |
| C | 0.78 | 0.84 | 1.00 |
AI insights + drafting
Two AI surfaces, both powered by Anthropic Claude. Inline insight panels in the Comparison and Risk Analytics tools describe, in plain English, the notable points in the figures already on screen, with a bounded follow-up thread. A drafting aid produces a first draft of the Meeting Pack decision note and the Suitability Letter rationale, landing in the same editable field you would have typed into.
Grounded server-side on catalogue data and computed figures only; the model never derives a figure and never produces a recommendation. Session-only: nothing AI-generated is saved, exported, or written to the audit trail. Every output is a draft the adviser reviews and owns.
Both strategies sit at risk 5/10. Alpha Balanced Active carries the higher total fee (0.85% vs 0.50%) while their 5-year returns sit within roughly two percentage points of each other.
The fee difference is the most consistent gap in the supplied figures.
Workflow & outputs
The day-to-day flow: shortlist with watchlists, assemble a meeting pack, draft the suitability letter, brand every PDF, and keep a 7-year append-only audit trail of everything generated.
Watchlists & due-diligence tracking
Your own research workspace. Tag each strategy with where it stands: Unranked, Vetted, Watching, Concern or Reject, and add a note on why. If the data behind a strategy has been refreshed since you last looked, a banner flags it, so you never act on a stale view.
Duplicate a list in a click to spin up a variant, and send your shortlist straight into Fee Impact, Growth or a Meeting Pack. Export the whole thing as a branded PDF, logged like every other output.
Meeting Pack assembler
A clear four-step build. Pick up to four strategies, add the sections you want (each becomes a page), attach your supporting evidence and drag it into order, then add an optional adviser decision note that prints on its own page. You sense-check the headline figures before anything is generated.
Every attachment is stamped with the exact date and time it was added (“29 May 2026 13:45”, not a vague “2 days ago”), because a compliance file needs the actual moment. Each pack is produced as a single branded PDF carrying a tamper-check fingerprint of everything inside it.
Suitability Letter Builder
Pick the recommended strategy and the builder assembles a draft suitability letter around it. The facts (fees, risk rating, performance basis) are pre-filled from the same snapshot data as every other tool, the framing text is keyed to the strategy's risk band, and the result lands as a firm-branded PDF alongside the rest of your evidence.
Every client detail stays a bracketed placeholder. [Client name], [objective] and [rationale] are yours to complete in your own words, because the suitability judgement is the adviser's, never the platform's. Firm accounts pre-fill letterhead and adviser sign-off automatically, and every generated letter is logged like any other export.
Dear [Client name],
Following our meeting on [date], this letter sets out my recommendation for [amount] held in your [wrapper].
Recommended strategy: Charlie Balanced Passive · Risk 5/10 · Total fee 0.50% (pre-filled from the current snapshot)
This strategy is consistent with your assessed risk tolerance of [risk profile] because [your rationale].
Branded PDF exports
Every PDF, whether comparison, fee impact, growth, switching, income, overlap, watchlist, meeting pack or suitability letter, carries a branded cover and a provenance strip. Set your firm's name and colour once and it flows automatically onto every adviser's output; a firm that sets nothing gets standard MPS Compare branding.
Each PDF is saved the moment it's created, alongside a record of the data and calculation versions behind it and a unique fingerprint of its contents. When a regulator asks for a document, you hand back the exact file that was issued, retrieved from the archive, never re-created after the fact.
mpsc_… footer reference resolves it back to its audit row.
Per-user audit trail
Every export writes one permanent record: who produced it, when, what they chose, which data it used and a fingerprint of the result. Those records can only ever be added to or read. They cannot be edited or deleted by anyone, including us. That's enforced deep in the system, not just hidden from the screen.
Browse the whole history from your dashboard. Individual advisers see their own activity; firm administrators see the whole firm's. Records are kept for seven years as standard, in line with the FCA's record-keeping rules.
Multi-seat administration
Everything above, plus what a firm needs once more than one person holds a seat. The tool surface is identical at every seat; these rows are about administration, shared branding, and audit aggregation.
Multi-seat accounts with roles
Three roles, kept deliberately simple: admin (runs the firm and sees firm-wide activity), IFA and paraplanner. Every seat gets the complete toolkit. Roles decide who can administer the account and who can see what, not who gets which features.
The admin view lists each member with their role, how much they've produced and when they were last active. Every seat on the subscription is included at the agreed count, so there is never a reason to leave a paraplanner sharing someone else's login, and the system won't let a firm lock itself out by removing its last administrator.
| User | Role | Exports | Last active | Joined |
|---|---|---|---|---|
| Sarah Chen(you) sarah.chen@meridian.example | Admin | 42 | 22 May 2026 09:48 | 14 Jan 2025 |
| Marcus Webb marcus.webb@meridian.example | IFA | 28 | 21 May 2026 17:02 | 02 Apr 2025 |
| Priya Nair priya.nair@meridian.example | IFA | 19 | 18 May 2026 11:34 | 03 Mar 2026 |
| Tom Aldridge tom.aldridge@meridian.example | Paraplanner | 31 | 21 May 2026 14:10 | 21 May 2026 |
Invite teammates by email
Admins invite teammates by email and assign a role. The recipient accepts from a single-use link and their seat appears on the firm account straight away.
Invites draw on the seats your subscription already holds, so an admin can see at a glance how much headroom is left. Need more? Seats are added to your subscription by contacting us, and the new allowance applies immediately. Pending invites show when they were sent and can be resent or revoked at any time.
Shared firm branding
Set your firm's name and brand colour once. From then on every adviser's output, across every tool, picks it up automatically, with no fiddling per document and no risk of an off-brand PDF reaching a client.
Only administrators can change the branding. Everyone else inherits it but can't alter it, a boundary enforced by the system rather than left to good manners.
Firm-wide audit + member scoping
Administrators see every output across the whole firm in one place; individual advisers see only their own. That separation is enforced by the system itself, not merely hidden from the screen, so a member can never quietly reach another's records.
Every entry carries the exact date and time, the data and calculation versions used, and a fingerprint of the result, so the question “which figures did this client see, on this date?” always has a precise, evidenced answer.
Archived PDFs · 7-year retention
Every PDF is stored the moment it's created and kept for seven years. Open any past record and retrieve the original file. We hand back exactly what was issued, never a re-created copy.
Each record keeps the data and calculation versions behind the document plus a fingerprint of its contents. Check the stored file's fingerprint against the record and they match: proof the document is untouched. Built for FCA evidence requests, data-subject access requests and routine compliance review.
Firm Admin panel
One place to run the firm, with five tabs: Seats & Invites, Firm Branding (name, colour and a live PDF preview), Audit Trail (recent firm-wide activity), API & Integrations (manage access keys) and Compliance (retention, FCA reference and an at-a-glance access summary).
Administrators only; other members never even reach this area. The restriction is enforced by the system, not just kept out of the menu.
Built so compliance signs it off
Six structural properties built into the platform, not policies we ask you to take on trust, but behaviours enforced by the system itself and proven by our test suite.
Every export is recorded permanently: who produced it, when, what they chose, the data behind it and a fingerprint of the result. Those records can only be added to and read, never edited or deleted by anyone, including us. Kept for seven years, in line with FCA record-keeping rules.
Once a set of figures is recorded it can’t be altered or removed, because adviser sessions simply have no way to rewrite history. Corrections are made by adding a new dated set, and every export notes exactly which version it relied on.
Each firm’s data is walled off from every other firm’s, and we prove it on every release with an automated test that signs in as one firm, tries to read another’s data, and confirms nothing comes back.
Your data is hosted in London and stays in the UK, never the US. The credentials that could touch firm data never reach anything a browser can see; they live only on trusted, locked-down systems.
Methodology, risk warnings, the prominence of past-performance caveats and the shape of the audit trail are all reviewed against the FCA’s conduct rules. The platform is not available to retail investors: the strategy data and every tool sit behind a login, so what a signed-in adviser reads is professional framing throughout.
By design, there is nowhere to put a client’s identity: no name, no reference, no free-text field anywhere in the product. If data were ever lost, none of it could be tied back to an individual.
One platform. The whole MPS due-diligence workflow.
Replace the factsheet folder, the spreadsheet, the switching calculator and the meeting-pack template with one platform. Standardised data, calculation engine and audit trail baked in, built for FCA-authorised firms. One subscription covers every feature and every seat.
or email enquiries@mpscompare.co.uk